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Find the Perfect Mortgage Solution with Me
We’re making home ownership faster, easier, and more accessible for everyone.
Making your home financing journey simple and stress-free
Want to know one way we make it enjoyable? We keep it simple, with a small number of steps to get you from here to closing day and into your new home.
All your financial needs, one reliable destination.
Purchases
Purchase means buying a property or asset, often financed through a mortgage or loan.
Transfers
A transfer of mortgage means shifting a home loan from one person or lender to another.
Renewals
Renewal means extending a loan or mortgage for another term, often with updated terms or interest rates.
Refinances
Refinancing means replacing an existing loan with a new one, usually to get better terms or lower interest rates.
About Michael Marini
Michael Marini – The Mortgage Group Toronto – Mortgage Lender With nearly 20 years of experience, Michael Marini and his team at The Mortgage Group specialize in helping people with all their residential mortgage needs in Toronto, GTA and all over Ontario. From purchases, refinances, and renewals to equity takeouts, debt consolidation, and reverse mortgages, we provide tailored solutions to fit your goals.
Experience is Everything
At Mortgages of Canada, we’ve successfully funded over 10,000 mortgages.
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Why Choose Me?
Dedicated Experts
We will provide you the best match as per your requirements.
Customer-Centric
Save for retirement, reduces the burden of debt, and amplify your savings.
24 Hours Pre-Approval
We are with you on every step- Get the pre-approval in just 24 hours!
What My Clients Say
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Any questions? We qot you
We offer various mortgage types, including:
- purchase
- Transfers
- Renewals
- Refinances
- HELOCS
- Equity Take Outs
- Rental / Investment Properties
- Self Employed Mortgages
- Doctors and Veterinarian Mortgages
The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.
You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.
